01494434544 info@pwwpl.com

Important Information for customers with pre-existing medical conditions

6th November 2020

Important Information for customers with pre-existing medical conditions

We are obliged to inform you of how to improve your access to travel insurance policies that include cover for more serious medical conditions.

The following factors would determine when this information is relevant to you:

You have not been offered, or we/the insurer, have declined a quotation wholly or partly due to a medical condition

Your policy has been cancelled, wholly or partly, due to a medical condition

You have been offered a policy with a medical condition exclusion, which cannot be removed from the policy

You have been offered a policy with a medical condition premium of £100 or more

You have been offered a policy in respect of which the medical condition premium is not known.

We would like to provide you with details of a ‘Medical Cover Firm Directory’, which is a publicly available directory that only lists firms that provide or arrange travel insurance policies that cover more serious medical conditions. The directory will also show you enough information about each firm listed, so you can make an informed initial choice about which provider might meet your needs.

The advantages of using the directory is that it makes it easier for you to navigate the available market. It also makes it more likely that you will find a firm who:

Is willing to offer cover for your condition

Is willing to offer cover for your condition without specific exclusions

Is willing to offer cover for your condition at a more affordable price.

The Money and Pensions Service (MaPS) travel insurance directory can be accessed here.

Consumer enquires about the directory can be made to the Money Advice Service’s Customer Contact Centre, which is available Monday to Friday, 8am to 6pm using the details below:

Telephone – 0800 138 7777

Email – traveldirectory@maps.org.uk

Address – The Money Advice Service, Holborn Centre, 120 Holborn, London, EC1N 2TD

 

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P W White & Partners Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 126673 http://www.fca.org.uk/register.

P W White & Partners Limited Registered Address: Suite 1, Sycamore House, 1 Woodside Road, Amersham, HP6 6AA. Registered in England & Wales, No. 933961.

Neither P W White & Partners Limited nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

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