How we work
As Independent Financial Advisers and Insurance Brokers we are able to advise on financial and insurance products available from all product providers. We use advanced computer software to help us offer the most suitable advice.
In respect of Financial Services you'll get our help to review your existing financial situation and reach a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us - the first one-hour consultation is free. There's no charge, and no obligation, while we find out together if it's worth going ahead.
Depending on your instructions we will carry out a needs analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.
You will receive professional advice about where your financial arrangements are already sufficient, and where they're inadequate (or not covered at all).
You'll also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. And of course it will all be sensibly balanced in relation to your current income and your prospects
All our proposals will be fully explained and costed so that you'll know exactly what and why before you agree to anything.
In respect of our General Insurance arm we are able to carry out a comprehensive review of your existing insurances and advise the best course of action.
With regards commercial insurances we like to visit your business premises as we like to meet you in person and assess the risk first hand. We can then provide an accurate picture to insurers and gain the most competitive and appropriate terms.